We know that buying a home or investment property can be an overwhelming experience. The staff at Priority Title is here to help you through this process. Below is a general outline of what happens at closing:

1. A signed Purchase Agreement is provided to lender and/or Priority Title to begin the process. All contact information for the parties involved in the transaction is provided to Priority Title.
2. Prior title insurance and/or abstract for property is provided by seller to Priority Title to begin title search process. Priority Title requires a completed and signed Authorization form by seller to receive payoff information for any and all mortgages on property.
3. Title Commitment completed and sent to lender and/or parties involved.
4. Buyer and lender communicate to complete loan process.
5. Priority Title is contacted to schedule closing date and time.
6. Priority Title prepares the Closing Disclosure form (closing numbers for transaction) and provides to lender and/or parties involved.
7. CLOSING DAY!!

There can be a lot of excitement once closing day occurs. As a reminder, below is a list of items required at closing:

• CALL and do not email when wiring funds. The Closer will go over the details regarding wiring with you.
• When responding to an email, double check the email address carefully. It can be manipulated by just one changed letter. (NOTE: You can simply hit "Forward" instead of Reply and start typing the name to ensure it is the correct email and is not hidden.)
• Be aware that our Wiring Instructions do NOT change. Double check the lender, account # and account name. If unsure, give us a call.

Seller fraud by impersonation is also on the rise. Below is a list of things to be aware of:

1. Seller has continued excuses as to why they can’t call or show for closing.
2. No proper ID (Drivers License or Government Issued ID)

*NOTE: Purchasing an Owner’s Policy includes protection against seller impersonation fraud regarding the property.